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    What if I can't pay my mortgage?




If you have an insured mortgage and cannot make a mortgage payment and it looks like you will be unable to catch it up, here are some helpful contacts:

  • CMHC
    Assistance with Default Management and Claims Inquiries (1 to 6 units)
    For general inquiries, CMHC Client Service Agents are available to assist you from 6:30 a.m. EST to 11:00 p.m. EST, Monday to Friday and 8:30 a.m. to 7:00 p.m. EST Saturday. For more complex or file specific inquiries, a CMHC Claims and Default Officer is available to serve you from 8:00 a.m. EST to 6:00 p.m. EST Monday to Friday.
    CMHC Claims Payment Centre 1-866-358-9999.

  • Genworth
    For more information, visit, call us toll-free at 1-800-511-8888 or send us an email to:

  • Canada Guarnatee (Formerly AIG)
    Loss Management Team
    Toll Free: 1.866.414.9109 ext. 7001
    Local (Toronto): 416.640.8924 ext. 7001


Our qualified Alberta bankruptcy trustess are familiar with all aspects of Canadian bankruptcy law. We currently have offices in Calgary, Wetaskiwin, and Edmonton. We are sponsors of Alberta Bankruptcy.

Call now for a free consultation: 310-8888


Ask a question in our online forum


Are your financial problems causing you sleepless nights?

Danger Signals - What Are They?

What if I can't pay my mortgage?

Mortgages and Bankruptcy

Possible Solutions

Filing Bankruptcy or Making a Proposal

Getting Out of Debt

Credit Card Debt

Debt Consolidation

Debts Not Discharged

What is bankruptcy?

What is a Proposal?

FAQ about Bankruptcy

FAQ about Proposals

Exempt Assets - Will I Lose Everything?

When are payments from my income required during bankruptcy?

My Spouse/Partner - How are They Affected?

Student Loans (Canada)

Credit Ratings

Rebuilding Credit

Opening a Bank Account

Secured Creditors

Income Tax Debt

Farmers in Financial Difficulty

Excerpts from the Bankruptcy and Insolvency Act

Do I need a lawyer?

Who else can help?

What is Bankruptcy Fraud?



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