Questions for Personal Bankruptcy in Alberta (Canada) only.
This service is not intended for individuals who are already in bankruptcy or who have filed a proposal. Note that if you are in bankruptcy you should contact your trustee. If you cannot resolve matters with your trustee, you might want to contact the Office of the Superintendent of Bankruptcy who are the federal regulators resopnsible for licencing all bankruptcy trustees in Canada.
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Recently posted questions and answers:
i was told i wold be discharged from my bankruptsy in febuary this year while at my last financial counsling meeting in december and then i got a call in the beginig of january sayin i have been locked back in for 12 more months due to excess income. i had a meeting and was told it their mistake for not calculating the medical or child care expences in my file. i was then basicly told there was nothing i could do . i need to be discharged so i can move on with my life as i was told i could in december...what do i do?
I am considering a bankruptcy (or perhaps consumer proposal) after an epic 3 year separation battle in the courts has left me in an unsustainable debt situation. But I'm wondering what happens to a current ongoing civil lawsuit. It's not a creaditor though, its my ex's ex-girlfriend suing me for 275k (about our family home which she was at some point the titular owner... anyway its an epic separation - there were 5 lawsuits total, only this one remains). There is 90k paid into court over this (equity from the foreclosure) ... tbd but not likely to be resolved without a trial and that is a year away still... what happens to that beast? Thanks! Just might be needing your services soon! Anne
I am 70 years old. My only income is OAS and CPP. I am partners with my husband in a small business which makes no money. I owe about 70k. My concern is I have a truck loan which my husband has paid since day one as he had good income but bad credit. The truck is 80% paid for. The truck is registered to me. Can my husband pay it off so I can transfer it to his name 4 0r 5 months before I file for bankruptcy? I don't want him to lose the truck. Equity in the truck is about 15k. Thank you.
Dear Sir I am currently living on social services which amounts to about $875.00 a month. I have a debt load of about $75,000.00 and no way to repay so bankruptcy looks to be my only option. So that being said what options do I have as I am looking at living on the street in the near future and have few options as to what I am able to do. Any advise would be appreciated.
Recently ended a lengthy legal battle, and lost. Child related. Have approximately $75k in outstanding legal fees (paid $300k). Still have CRA debt from the relationship $80k, CC about $25k demand letter of $130k Could I do a proposal? I know the demand note and lawyer could be settled for 5% how would that effect CRA?
I am currently unemployed and have accumulated credit card and lines of credit debt of aprox $180K. I am currently 57 years old and am drowning in the ability to pay this down. My common law spouse has sole name on the title of our residence and also is sole name on the mortgage. If I have to file for bankruptcy, is she safe from creditors? Her name is not on ANY of my debt. Thank You
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