Alberta Bankruptcy Question & Answer Forum
Questions for Personal Bankruptcy in Alberta (Canada) only.
This Alberta Bankruptcy forum is not intended for indivduals who are already in bankruptcy or who have filed a proposal. Note that if you are in bankruptcy you should contact your trustee. If you cannot resolve matters with your trustee, you might want to contact the Office of the Superintendent of Bankruptcy who are the federal regulators responsible for licencing all bankruptcy trustees in Canada.
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I am a senior collecting: cpp, oas and a small employment pension. My income from the 3 pensions amounts to $1,914./mo. The only debt is to a bank line of credit and visa which is $46,000. Approximately 38 years ago I declared bankruptcy in the province of B.C. I have a good credit rating and have made my payments on a timely basis. However, I am housesitting as I am unable to make my income stretch in order to pay rent. In the event that I declare personal bankruptcy, can the bank take money from my pensions? Thank you for your answer.
I used to live in montreal until 2007 where I moved to Iran. I have student loans as well as credit card debts in my name. My last home address in montreal is my brother's address and he has been recently receiving letter from debt collectors threatening to go to court. What can I do if they do a court summon I am not coming to montreal for at least a year?
A collection agency called and stated. We have your SIN No. and no you have been working and can afford to pay your debt. Is this legal.
Husband not working I work we have 3 children. Debts have accumualted. Have approx 22,000 in a private pension fund. They won't let me touch. If I could draw that would help eliminate some of the problem. However with out work and problems and debt building. If I claim bankrupt can creditors touch that pension fund
we are considering a consumer proposal, i am wondering what happens with secured debt for example car loan. the rest of our debt is unsecured.
Hello.
If I declare bankruptcy, can my personal loans to my family members and friends be included? There are formal promissory notes to pay and "I Owe You"'s.
Thanks.
I was recently in a car accident which there was no insurance. The insurance company has charged me with the cost of $28,000...I also received driving offense tickets on this same incident. If I file bankruptcy will it remove the insurance claim...there are other outstanding debts which have gone to collection
How many Income Tax refunds does the bunkruptcy trustee keep. If I declared bankruptcy in 2008, receive my t4 in Feb 2009, the trustee files this return. What about the t4 i receive in Feb 2010 for the 2009 tax year? Is this refund mine? Also, when do I start getting GST checks again?
will bankruptcy eliminate over due fines?
I am an American citizen living and working in Calgary. I have a large debt accumulated in the USA and I want to declare bankruptcy for that debt. I am a permanent resident here and going for my citizenship. I have spoken to an attorney in the USA and they recommended speaking to a Canadian lawyer. I am not sure what I need to do. I've been living here for almost 4 years now. Can you help?
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