Questions for Personal Bankruptcy in Alberta (Canada) only.
This service is not intended for individuals who are already in bankruptcy or who have filed a proposal. Note that if you are in bankruptcy you should contact your trustee. If you cannot resolve matters with your trustee, you might want to contact the Office of the Superintendent of Bankruptcy who are the federal regulators resopnsible for licencing all bankruptcy trustees in Canada.
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Recently posted questions and answers:
Under a Consumer Proposal of both husband and wife are both required, according to Bankruptcy law, have to reside in the matrimonial home (their principal residence) during the completion of the Proposal's term?
If parents decided assist in helping to make mortgage payments to a child in Bankruptcy would he/she have to declare that as income in their monthly reporting? Thereby increasing their surplus income? Under an approved Consumer Proposal with no monthly reporting they would not have to report this and not affect the payment schedule??? Thanks
I am getting divorced and my ex wife had a credit line in her name only which we both used. After separating we agreed that I would pay half and she obtained a consent order that I pay for half the credit line. If I were to declare bankruptcy would this be discharged as there is an order in place that I pay the debt. My understanding is that it is considered unsecured debt as I owe her the money. Would I be on the hook for the money or would this debt survive bankruptcy? Thanks in advance
Hi there I was just wondering if I were to consider persanal bankruptcy would this affect my wife's credit even tho all debts are in my name and would I be able to keep my home and one of my viechle cause we have 4 children and my wife works nights and I work days.and also would I be able to to get my good credit back after the 7 years.
I have debt that has not had a payment made on it now for at least three years. I have paid as much off as I can but it has gotten to the point now where I can no longer make payments. The outstanding debt the most recent a payment was made was 2 years ago the oldest is at least the three years. I have not had an income for just over a year. What are my options. I am thinking that declaring bankruptcy is my only option left. Thank you for your time.
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