| I am 60 years old. I am separated from my husband. I have approximately
$16,000 in debt - almost entirely due to credit card debts incurred
between the time I was separated and when I first got work.
In addition, I am sure I owe taxes for the year 1998. (I received about
$13,000 in support payments plus I made about $11,000 doing contract work. There are reasons I did not file my tax returns (probably not good ones):
1. I did not realize that I had to pay taxes on the support income.
2. I had a breakdown.
3. I had an injury.
4. I had cancer. (I am still under the six-month plan at the Cross.)
I started working about a year ago - first part-time, then full-time. I now
work for Manpower - a temporary help agency - and have worked steadily since I signed up with them.
This question: Should I file my 1998 tax return and then file for
bankruptcy?
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