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Author:		Melissa M.
Date:		October 28, 1999
Question:		I am considering a joint bankruptcy with my husband and I am confused as to whether this bankruptcy would release us from the Student Loan debt that is going to start payments in March? I have Canada and Alberta student loans totalling about $32000.
From:		Shane Brenneis, Collins Barrow Limited
Date:		November 1, 1999
Answer:		If you have left school within the last ten years, your student loan debt will survive if you file bankrutpcy. Unfortunately, there are not a lot of options with respect to this debt. If you are in Alberta you can look at the Orderly Payment of Debt Program. A couple of other provinces also have this program which allows you to stretch payment over 8 years. To obtain a free assessment regarding your options, you should contact a Trustee in your area by looking in the yellow pages under "Bankruptcy". If you have any further questions or want to come in for a free assessment to our office, please call or email me using the information below. Shane Brenneis phone: (403) 298-1575 sbrenneis@collinsbarrow.com