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Author:		tf
Date:		October 12, 1999
Question:		A business failure will probably force me but not my wife into bankruptcy. The MasterCard is only in my name but they also issued a card to her. The Visa is in joint names. Will she be pulled into the bankruptcy as well?
From:		Shane Brenneis, Collins Barrow Limited
Date:		October 18, 1999
Answer:		If an individual is a joint card holder or has a second card, they have accepted full responsibility and will have to pay the debt if the other party files bankruptcy. They have the option of also filing bankruptcy, but are not automatically pulled into your bankruptcy. You should contact Trustee in your area by looking in the yellow pages under "Bankruptcy" to obtain a free assessment of your financial situation. If you have any further questions or want to come in for a free assessment to our office, please call or email me using the information below. Shane Brenneis phone: (403) 298-1575 sbrenneis@collinsbarrow.com