I leased a car under my name for my boyfriend a few years ago. He agreed to make the payments for the car. Two years later we split up, I get a phone call saying that I owe $9000 to the dealer because payments have not been made. They repossess the car from him but they are charging me for the amount due that he has not made. I haven't been able to get in contact with my ex-boyfrienb. I don't know his whereabouts. The only thing is I have his social security number. How can I resolve this sittution?

Unfortunately, if you are the one who leased the vehicle then you are responsible to pay the amount owing after the vehicle was seized. If you can find your former boyfriend you'll have to sue him if he won't pay you back voluntarily. You may want to try to negotiate a settlement with the car dealer to pay off the debt. If they won't settle or if you are unable to pay, you may need to look at a proposal or a bankruptcy to deal with the debt.

Ann Clarke
phone: (403) 296-2972
aclarke@moneyhelp.ca