For my parents I put a bunch of credit cards in my name for them to use 10 years ago which they promised to pay off years ago - however all cards are maxed out (in my name but I don't have them, they do) and recently purchased a $5,000 stereo with a boyfriend who left me and took the stereo with him. Which I am supposed to make payments on since its in my name but I cannot afford. So that company is after me. Also purchased a truck with him which I do have in my possession but I'm struggling to pay. And now I'm on a fixed income (maternity leave) and can hardly afford rent let alone diapers. I also have numerous outstanding bills the boyfriend left me with that are being threatened to go into collections. Would I qualify for bankruptcy? Or what other options are there?

Yes, you would qualify for bankruptcy. With limited income while on maternity leave your options are also very limited. I'd suggest you talk to a Trustee about your options. We offer a free, confidential first appointment to debtors. You can reach us in Alberta at 310-8888.

Ann Clarke
phone: (403) 296-2972
aclarke@moneyhelp.ca