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I heard that my ex-boyfriend declared bankruptcy in March 2001. I have heard that he did not file prior tax returns, he owed Alberta Health Care almost $600, at least two months' apartment rent totalling $2,300 and he had five credit cards maxed out. He thought nothing of dropping $500 a visit at the casino, $20 a week on lottery tickets, he ate out most nights, bought all new furniture, went to concerts and hockey games, vacationed in Texas and Florida and spent many weekends away (ranches, horseriding, etc.) He rented a luxury 2-bedroom apartment with 2 parking spaces (he lived on his own). Life was one big holiday and he often bragged that "if he wanted anything, he would just go out and buy it". He finally declared bankruptcy when he could no longer obtain credit. I know that he investigated bankruptcy some 9 or 10 months before he applied so it appears that all this was planned.
My question is this: Why should he be allowed to have all his debts written off? It is not fair to the rest of us who pay our taxes, rent and bills. As some of the credit cards may have been obtained while he was unemployed, would the credit companies check his application? Will they look at his spending habits, as catalogued on his credit card statements, and see that he spent $100's every day on food, alcohol and entertainment?
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