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| Author: |
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Sandy |
| Date: |
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March 3, 2005 |
| Question: |
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I entered OPD in April 2003 and made my last payment August 11, 2003. The credit counsellor did not make the payment to creditors until Sept 15, and the court documents were stamped Oct 2. I was prequalified for a mortgage in Feb 2005, and made a deposit with a home builder. In March 2005 my mortgage agent informed me that CHMC declined my mortgage insurance due to bankruptcy (my credit bureau did not state OPD). CHMC wants 2 years from completion of OPD. My house will be ready in Sept 15. Which date will be reflected on my credit bureau when it is amended? I need to know because I may lose my house and downpayment. Thanks.
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From: |
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Ann Clarke, Alger & Associates Inc. |
| Date: |
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March 4, 2005 |
| Answer: |
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Please ask Credit Counselling Services who handled your OPD file or the credit bureau directly.
Ann Clarke
phone: (403) 296-2972
aclarke@alger.ca
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