Personal Bankruptcy Forum


Author:   Anonymous
Date:   March 16 , 2002
Question:  

I had a cell phone back in 1996. I discontinued use of it and was sure the amount due went on my Visa. I have not been contacted since and just recently I recieved a notice in the mail from a collection agency stating that I owe $1,175.00. I was wondering if they can do anything, and why haven't they contacted me before? It has been 7 years and I thought it was paid. I have also had credit reports done and there was no mention of this outstanding debt on any of the reports.

 


From:
 

Ann Clarke, Collins Barrow Limited
Date:   March 18, 2002
Answer:   If you owe the debt, the collection company is within their rights to try and collect from you. The debt, however, may fall under the 2 year "Statute of Limitations" if no attempt has been made to collect before now. That means you may not have to pay it. You may want to speak to a lawyer who deals with debt collection about this.

Ann Clarke
phone: (403) 296-2972
aclarke@moneyhelp.ca




Bankruptcy Forum | Submit a Question