I filed a chapter 7 bankruptcy. Is filing bankruptcy the same as having a judgment. I recently filled out a credit application for a loan. The loan officer checked judgment as well as bankruptcy. judgement was listed on the same line as garnishment , attachment, foreclosure, repossession,collection action or judgment. I explained to her I had no garnishments foerclosurs repossessions or collection actions. She said bankruptcy and judgment was the same thing.

We are Trustees in Canada and cannot answer questions about U.S. law.

Ann Clarke
phone: (403) 296-2972
aclarke@moneyhelp.ca