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| Author: |
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Miller |
| Date: |
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January 25, 2005 |
| Question: |
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12 years following a bankruptcy, I have been asked to allow a credit check for employment purposes? What information will be included in such a report? Currently my credit is fine and I have never missed any payments. Does the bankruptcy appear in my credit history at this point?
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From: |
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Ann Clarke, Alger & Associates Inc. |
| Date: |
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January 26, 2005 |
| Answer: |
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The credit bureau advises us that a first-time bankruptcy remains on a credit record for 6 years after the discharge is granted (14 for subsequent bankruptcies.) If you are concerned about what is on your credit record I would suggest you obtain a copy. Information on how to do so can be found under Credit Rating on this website.
Ann Clarke
phone: (403) 296-2972
aclarke@moneyhelp.ca
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