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I have declared bankruptcy twice. The date of may
last discharge was 1990. The credit bureau says that because of having
declared bankruptcy twice this stays on my credit record for 14 years from date
of last discharge. Since discharge I have worked hard to establish good
credit. I have held a mortgage, have an unsecured Visa, numerous credit
cards, and an unblemished credit record for the whole time but still
have trouble obtaining any kind of credit with my bank. I have proved myself
time and again but they say as long as the credit report reflects the
bankruptcies they cannot do anything. Is there a printed legislation
regarding how long this shows on the credit report (I have not been able
to find any written information) and is there any way I can have this
removed from my record early?
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