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Author:		John
Date:		August 28, 1999
Question:		I'm a little confused about the details of what happens between the time you file for bankruptcy and the time you are discharged. What happens during this time period? Also, after the bankruptcy is discharged, what is the relationship between the bankrupt and the Trustee? One last question: my wife makes monthly payments on a relative's second mortgage, which was obtained to help us get out of previous debt. This mortgage is secured. We do not want to discuss the bankruptcy with her, however we want to continue making this payment. Can we?
From:		Shane Brenneis, Collins Barrow Limited
Date:		August 31, 1999
Answer:		During the nine month period there are some duties which you must perform. These are better explained in an assessment. Once the individual is discharged there is no more requirement for monthly reporting but the Trustee may still be waiting for tax refunds, etc. Normally all debts you have must be recorded and the creditor informed of the bankruptcy. Your concern in this area should be discussed with the Trustee when you have your assessment. You should contact a Trustee in your area by looking in the yellow pages under "Bankruptcy" to obtain a free assessment of your financial situation. If you have any further questions or want to come in for a free assessment to our office, please call or email me using the information below. Shane Brenneis phone: (403) 298-1575 sbrenneis@collinsbarrow.com