Personal Bankruptcy Forum


Author:   Carol
Date:   April 29, 2002
Question:  

In 1997 I went through a personal bankruptcy and moved from this province for a period of time. I never received a discharge from the trustee. Does the bankruptcy automatically discharge after a certain period of time? How would I go about getting a discharge? Is there a difference on my credit rating whether the discharge was done or not?

 


From:
 

Ann Clarke, Collins Barrow Limited
Date:   April 26, 2002
Answer:   Bankruptcy is not automatically discharged if you did not complete your duties. You must contact your Trustee to make arrangements to complete the process, which will involve a Court application. Your credit rating should show that you are an undischarged bankrupt but I'd recommend that you contact Equifax or TransUnion to see what they have reported on your record.

Ann Clarke
phone: (403) 296-2972
aclarke@moneyhelp.ca




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